Linear (Airy) wave moving over a submerged cylinder (jacket leg). Blue arrow = inertia force F_i, red arrow = drag force F_d, white dots = water particle orbits. The KC number on top shows the dominant regime.
$$F = \rho C_M V \dot u + \tfrac{1}{2}\rho C_D A |u|u,\qquad KC = \frac{u_{max} T}{D}$$
First term = inertia force (proportional to flow acceleration), second term = drag force (squared velocity, sign carried by |u|u). ρ = sea-water density 1025 kg/m³, C_M = inertia coefficient (rough cylinder 2.0), C_D = drag coefficient (rough cylinder 1.0-1.2, smooth 0.65), V = displaced volume per unit length, A = projected area per unit length.
$$u_{max}=\omega\,\tfrac{H_s}{2},\qquad \dot u_{max}=\omega^{2}\,\tfrac{H_s}{2},\qquad \lambda=\tfrac{2\pi}{k},\quad k=\tfrac{\omega^{2}}{g}\ (\text{deep water})$$
Linear (Airy) wave kinematics at the still water level (z = 0). Deep-water approximation k = ω²/g, ω = 2π/T. Higher-order theories (Stokes 5th) raise peak values 10-30% but that is small compared with the KC / C_D uncertainty.
$$F_{total}/L = \sqrt{F_{drag}^{2}+F_{inertia}^{2}}\quad (\text{quadrature sum at peak})$$
Inertia and drag are 90° out of phase, so the quadrature sum of their peaks gives a close estimate of the peak combined load. A rigorous design integrates the time-history.