Yellow = source, white = listener. The direct ray and ceiling/floor reflections superimpose, and the background is shaded by SNR zone: green (≥ 10 dB), yellow (0-10 dB), red (< 0 dB).
$$m_{rev}(F) = \frac{1}{\sqrt{1+\bigl(\frac{2\pi F\,T_{60}}{13.8}\bigr)^{2}}},\quad m_{snr} = \frac{1}{1+10^{-\mathrm{SNR}/10}}$$
Modulation transfer function (MTF). F is modulation frequency [Hz], T60 is reverberation time [s], SNR is the listener-position signal-to-noise ratio [dB]. Reverberation and SNR are combined as independent modulation-reduction factors.
$$m_{k} = m_{rev,k}\cdot m_{snr,k},\quad \mathrm{SNR}_{eff} = 10\log_{10}\!\frac{\bar{m}}{1-\bar{m}}$$
Per-band combined m and apparent effective SNR. This tool averages 14 modulation frequencies from 0.63 to 12.5 Hz as a one-octave-band approximation.
$$\mathrm{STI} = \frac{\mathrm{SNR}_{eff,\,clip} + 15}{30}\in[0,1]$$
STI is a linear mapping of SNR_eff clipped to ±15 dB. Below 0.45 = Poor, 0.60-0.75 = Good, ≥ 0.75 = Excellent (IEC 60268-16).